6.79% 1 Year Fixed
6.35% 2 Year Fixed
5.89% 3 Year Fixed
5,69% 4 Year Fixed
5.54% 5 year fixed rate insured   
5.89% 5 year uninsured 



Ontario’s housing market is gradually improving, with existing home sales and housing starts gaining strength. As the real estate market remains competitive, interest rates will continue to impact Ontario investors and homeowners.

Royal Financial Services offers discounted bank rates and pre-approvals with rate-holds up to 120 days.* We act on our client’s behalf to search out the best offers from our source of lenders that include most major banks and private lenders.

Whether it’s your first home, a vacation or income property—we can hold your low current mortgage rates for up to four months (depending on the lender). Visit us, call or apply online today.

I can help find the best mortgage solution to fit your needs—and offer you the lowest current mortgage rates. Contact us today to help save you thousands.